Specialist buy to let
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Residential buy to let and Investment Property is often the subject of a property investors first foray into the property market. There are a wide variety of buy to let loans aimed at such investors, and are suitable for those who have other income from employment or self employment.
However, once you have acquired more than just a few investment properties, you are starting to move into the realms of being a semi-professional or even professional property investor, and it is often appropriate to start considering the options within our range of residential investment property loans.
Lenders assess such loans based on the experience of the applicant(s), the quality of the property and the yield arising from the portfolio.
For the experienced investor, there are a number of interesting options available, including residential investment property loans aimed at those who acquire properties requiring refurbishment before a tenant can be installed. You can also obtain a “portfolio loan” which encompasses several properties at once and provides benefits including cost savings and the provision of your own dedicated relationship manager from a lender.
Consideration must also be given to the “vehicle” utilised to acquire such property. It may be beneficial to utilise a limited company in order to optimise tax efficiency. We suggest that you speak to your accountant to establish the optimal method to acquire property.
Let Key Commercial Finance review your needs when considering funding for residential investment properties and you can be sure of picking up one of the best deals available.