Commercial Investment property Loans are obtained on commercial properties which are let to a commercial tenant, or on occasion to a combination of both commercial and residential tenants. The lenders loan assessment process is mostly based on the quality of the property, the level of passing rents, and the quality and standing of the commercial tenant(s) that occupy the building.
The availability of such loans has been considerably restricted by the high street lenders in the last few years, with a number of specialist lenders now taking the initiative in funding demand for this type of loan.
A wide variety of terms and rates are available for commercial investment property loans, including repayment periods of up to 30 years and interest only options. We also use the governments “funding for lending” scheme to obtain further discounts on costs whenever possible.
If your bank has refused to consider a loan against your investment property, please speak to us before shopping around – we will likely save you a great deal of time, effort and money