Investment Portfolio

In 2021, we assisted with the purchase of 2 BTL properties for a first time landlord looking to build an investment portfolio.  As a non-owner occupier it was out of criteria for several lenders but her strong financial position enable us to source 75% loans with rates from 1.89%.

Along with her business partner, she has now formed a Limited Company with the aim of purchasing further new build properties in the North West of England.

Initially sourcing and on-boarding tenants through a lettings agent, once in place the day-to-day management of the portfolio will be in-house.

With plenty of lender appetite for the deal, we secured loans totalling £896,250 (75% ltv), fixed for 5 years at 2.99%.  Not only a great rate but free valuations and £750 cashback per property on completion too.