Your Trusted Commercial Finance Experts!
Welcome to Key, where we aim to find you unbeatable loans and commercial funding packages for your business.
We have in-depth experience of the financial sector, with an impressive 300+ years combined experience across the team, and have developed close contacts with all the large banks and specialist commercial finance houses. So, whether you’re taking that all important first step into business, or you are already established but looking to expand your business or reduce your costs, we have much to offer.
Trust and integrity are at the heart of our business ethos, ensuring we always act in your best interests. We start with a free consultation to make sure our services are right for you. Then we spend time getting to know you and your business whilst carefully matching you to the most appropriate lender.
From commercial mortgages to major expansions, we will find the right solution, helping you to unlock your business potential, whatever the size of your company.
Please note that Key are credit brokers and not lenders.Commercial Mortgage
Specialist buy to let
Commercial buy to let
Development &
refurbishment finance
Bridging loans
Looking to secure a short term property loan? Let our experts find the best bridging loan for you.
Invoice finance and factoring
Looking to secure invoice cash flow for your business? Let our experts find the best solution for you.
Trading finance for business
Looking for funding to support your import or export business? Let our experts find the best deal for you.
Corporate finance
Some Interesting Facts About Us
- Over 300 years of combined commercial finance experience across the team;
- Established in 2007;
- Members of the professional body NACFB;
- One of the first firms of commercial brokers in the UK to obtain full FCA permissions;
- Close relationships with all of the high street Banks, as well as all of the challenger banks and over 200 specialist lenders
Testimonials
“I’d just like to say a big thank you to David Menaghan, what a nice person to work with. I’d like to think he’s got your back when he’s looking for the deals for you and the personal touch he gave.”
Just to say a massive thank you for all the help and support you have given over the last few months. The initial bridging and the refinance have all gone so smoothly and non of this would have been possible if it was not for you. I really owe you for what you have done.
“The team at Key Commercial Finance throughout the whole process of our development finance were superb. From the initial meeting, explaining the process, and partnering with lawyers. Everything throughout was kept clear and concise. Drawdown of monies, on request, came through swiftly allowing creditors to be promptly paid. Final account agreed and settled. I would definitely recommend the team at Key Commercial Finance.”
Dealt with David , who was very professional in assisting with all our requirement. We would be more than happy to utilise his service in the future
Thanks for your hard work. I will be happy to both use your service again and to recommend you to other IFA’s.
Liz and the team worked hard to secure a mortgage to suit us. This was not a straight forward situation but clear advice, support and guidance was given throughout with any questions being answered promptly. Liz in particular is very approachable and made the process as stress free as possible. I would not hesitate in recommending Key commercial finance and they would be my first choice if and when we require this service in the future.
Key commercial have been a pleasure to deal with. Liz and Graeme didn’t leave a stone unturned to get this deal over the line. Will definitely recommend to others.
David Menaghan at Key Commercial Finance was a great help for me when purchasing my commercial property at Halton Carpet Centre. He was there with great assistance every step of way. Would highly recommend for anyone looking to purchase in the future.
“you are genuinely a pleasure to work with and I don’t say that to many people at all. You do “what it says on the tin”.
I am very pleased that David Menaghan was recommended to me. He worked hard to secure an affordable offer and then considerately helped me through an extremely long, complicated, and often very stressful process. I found him responsive and patient, and trust him to provide good advice. I will have no hesitation in recommending him to others and in going back again next time I need help with business finance.
The service we received from “Key Commercial Finance” has been outstanding, from start up until drawdown.
The experience this firm has is second to none.
Communication throughout has been excellent, we can’t complain.
Thanking you so much for all your help Liz, without your input in all this, it wouldn’t have got done.
Also thanking Mr. Tony Newham for all his advice and support throughout the process.
We will most definitely be using Key Commercial Finance for any financing we require in the near future.
We hope to work with you again. We would also be recommending to all friends and family who require any financing.
Key Commercial Finance offer our company a professional service, working collaboratively with us to help us achieve our goals. Always knowledgeable and helpful with a proactive solution focused approach.
Thanks David.
I’m glad that Steve put me in touch with you and thanks for acting so promptly and professionally. I have reached out on LinkedIn to be able to follow up with a recommend.
Not only did David source us the best mortgage rates available, he also helped negotiate the terms of the deal with the vendor and was 100% involved from start to finish. David was highly professional and the whole process ran smoothly. We cannot recommend his services highly enough.
I would just like to extend my thanks to the team at KEY for tirelessly overcoming all the obstacles that were put in their way in obtaining our finance, without which I would have been forced to sell some of my portfolio.
Firstly may I say I think the review undertaken by Key was an excellent piece of work and I congratulate Tony Newham and the management team for it. It’s a very honest appraisal of the business which doesn’t shy away from identifying the issues that need tackling.
Tonys attentive service at every stage of our loan process has ensured that our loan was agreed, processed and drawn down far more quickly than I could have ever achieved in dealing with a Bank on my own.
I thought that I was going to have to sell the houses that we had built at a knock down, unattractive price which would have removed all profit from our scheme. KEY saved the day by obtaining finance to repay my development lender, and keep the repayments affordable whilst waiting for the market to improve to obtain better prices for the houses.
Key offer a breadth of knowledge and are able to tailor a solution to your individual requirements. I approached Key for some ideas in relation to a client, and also on a personal level and they were able to look at it from a different perspective than I had previously considered.
Key Commercial were fundamental to our business moving forward when our funding options were limited. It was refreshing to deal with people who are approachable and pragmatic in any given situation. They took a real interest in the project and draw downs were kept simple and unhindered. They understand the importance of cash flow and we were always able to pay our contractors on time. It was a pleasure to work with David and the rest of the team and we hope to do more deals with them in the future.
Guy Webster (Director) Accent Homes Ltd
“We had a very positive experience with David and Liz who secured us a mortgage for our HMO. David explained from the outset what we stood to achieve. Liz was in regular contact with us throughout the process. And all our expectations were met.”
I worked with Key for both my personal property finance, and for my practice finance, and found them to be professional, highly knowledgeable and experienced in dealing with my sector.
Steve was there for me at every point during the practice purchase stage, even attending meetings with the bank with me, which for a first time buyer like myself can be daunting. In terms of the property side, I cannot thank Liz enough, who was efficient, very quick to respond and very knowledgeable when it came to this sector.
I would not hesitate to use Key again for any future acquisitions, and have already recommended their services to friends.
Dr S-Leeds
Many thanks to Key for all your help, the project would not have been possible without your speedy response to the financial requests. The whole process was made so much easier with your professionalism. I will not hesitate to get in touch when the next one comes along.
I am just writing to you to say thank you to Faye for sorting out my loan.
You really pulled out all the stops to get the deal and went beyond the call of duty to push it through.
I would definitely use you again and recommend you to anybody I know as a person who will get things done. Thanks again.
Kind regards, Sam Urmston
“I have worked on two completely different cases with Vicki recently and on both occasions found her to be very professional and highly efficient in the way she operated. I have no hesitation in recommending Vicki”.
I am sending this email to thank you immensely for all the hard work you have put into helping me acquire 20 Pepper Road.
I was expecting the entire process from making an offer to the completion to be a stressful process. However, with all your assistance and hard work, you have made the whole transaction run smoothly.
I have no doubt in my mind in recommending you to any of my colleagues for any commercial financial transactions that they wish to pursue.
‘Elaine has been extremely helpful, knowledgeable and supportive from the very first contact to the very end with completion. She is incredibly patient and happy to go over things quite a few times until it all makes sense. She was always putting us first and happy to chase other parties where needed too. We would strongly recommend her and if we ever buy another commercial property we would most certainly go through Elaine. Thank you so much for all your help’
Dear Steve, I just wanted to write and thank you for all your help and assistance in getting this highly complicated transaction completed. Without doubt the proposal could have fallen over had it not been for your diligence and professionalism. It is such a pleasure to deal with someone who understands how to get deals completed when everything seems to conspire against us. Here’s to the next one – hopefully a whole lot less complicated.
G S, Healthcare Finance Consultant