Development schemes often appear attractive ways of making a lot of money quickly. If you have not undertaken a scheme before, then you should not underestimate the amount of stress, hassle and heartache that you will experience as you progress through the scheme. You will certainly feel like you have earned your profit by the end of it! Having the …
Refurbishment Finance – An update
We are seeing a boom in the refurbishment of redundant buildings. This is fuelled by the increase in residential property values, the demise of the high street retail sector and the ease or even lack of necessary planning consents via “permitted development rights” which have been available over the last few years. So how easy is it to get Refurbishment and …
Crazy Rates for Invoice Finance
The Invoice Finance market has always been a competitive one but now more so than ever. The last few years have seen a lot of new players entering the market. There was a time when invoice finance was the only alternative to a bank overdraft but with lots more innovative finance solutions becoming available we’re finding that lenders are …
Collapse of Carillion Group! Finance Solutions from Key!
You will be aware of the collapse of Carillion this week. Here at Key Commercial Finance Solutions Ltd we understand the major knock on effect that will impact many sub-contractors, suppliers and professional firms, whose cash flow will be impacted over the coming months as a result of not receiving payment from Carillion. We would like to make you …
Managing christmas cash flow for your business!
December and January can be tricky months for many UK SME’s as sales can decline towards the Christmas break, whilst January can be a very slow month of trade. During the Christmas break it is anticipated that nearly 50% of UK businesses will close for a week or more, this can have a very big impact on a businesses cash …
The demand for Bridging Loans continues to Rise!
The demand for Bridging Loans continues to rise yet again! In 2016 the annual bridging lending was £626.4 million and has continued to rise this year to £4.7bn. Bridging loans have mostly been used for property, often to repair broken property chains or to purchase a property quickly. However, increasingly SME’s are turning to this very flexible form of finance to …
Winter is coming but temperatures rise in commercial property!
The EU referendum cast a shadow of uncertainty over the UK’s commercial property market last year, Investor confidence decreased resulting in a number of property funds being temporarily suspended amid an outflow of funding. Almost 18 months on, things are starting to look up for the commercial market. The increased investment in the UK commercial market for the first half …
Are alternative lenders filling the funding gap?
Traditional lenders are struggling to provide many SME’s with the funding that they require. This is due to a combination of stricter banking regulations, the uncertainty around Brexit, and the exacting requirements that high street lenders seek from businesses before they will advance funds. The size of this funding gap is anticipated to be around £22bn. However, and following significant …
Looking for the best deal for a Commercial Property?
Commercial Mortgages are available to owner occupiers of commercial premises, and can be used to buy the premises, or to raise finance for a wide variety of other uses. The lender will assess affordability of the loan repayments by reference to the trading performance and profits of the applicants business that occupies part or all of the premises. Some lenders …
Continued growth of the Specialist Lending Market!
The Specialist finance market has seen continued growth this year due to the fact that more individuals are not quite meeting the strict criteria of the high street banks for a variety of reasons. Current research by the Intermediary Mortgage Lenders Association (MLA) have revealed that the Specialist Mortgage lenders gross annual lending had grown by 19% each year since …