We are delighted to announce that we are now able to submit applications to Atom Bank for commercial finance, with immediate effect. We are able to source on a ‘standalone’ basis; Commercial Mortgages Residential Investment Finance Commercial Investment Finance Secured Business Loans Rates and terms are excellent: Headline Features; LTV 75% max DSC 160% (capital and interest) at pay rate; …

  In 2007 Commercial Banking became hugely profitable, and the market became increasingly competitive with much product development and many more new entrants. Since the recession many things have changed such as, the liquidity squeeze, PPI and interest, and aspects of new regulation have changed the market. The banks reduced their lending, activities, and ceased the sale of many financial …

Most businesses are at some point in their life faced with a deficiency of cash to fund their operations. This can arise for many reasons, including recent seasonality in the business, rapid growth, large projects and important fixed asset purchases. In the last four years, an absolute myriad of funding solutions have sprung up, there are over 100 peer to …

We are very delighted to announce that Key will be one of a limited panel of intermediaries in the UK who are approved to introduce to the new digital bank, Atom Bank. Atom are based in Durham, having been running successfully for 2 years, with 120 staff so far. They launched officially in April this year offering services to both …

Are yourself or your client looking to renovate or improve a Residential Property? We have access to a new to market flexible loan, which offers the following USP’s; Funds for acquisition costs and improvement loans Suitable for all refurbishment, extension and more complex conversion projects Option 1 Fund 100% of the improvement costs (max £500,000) or 50% of the initial …

The primary healthcare sector touches most of our lives on a daily basis. As we all know medics form a fundamental part of our everyday society, and each discipline faces different challenges to meet the day to day needs. As well as this, specialist finance needs are also crucial to ensure the sustained success of these practices for years to come. It …

Are yourself or your client looking for a Commercial Mortgage? Here at Key not only do we ensure that your mortgage provides you with the lowest interest rates and repayments, we can also offer interest only mortgages, terms of up to 30 years, with LTV’s of up to 100%. As an example of this we would like to highlight the following …

At Key Commercial Finance we are passionate about helping businesses succeed and grow. With 4,000 business grants in the UK, many of which are not visible and hard to find, it’s no wonder that most businesses never end up claiming these grants. Business grants come in all shapes and sizes and are available for all types of businesses. Getting grant …

Here at Key we are often faced with the crucial financial decision of fixed or variable interest rates for our clients borrowing needs. There are many pros and cons to take into consideration when making this decision, and of course you need to expect changes to the economic system, which unexpectedly changes the rates. There are some interesting points at …

Have you thought about using PDR’s as a way to reduce the 3% buy to let stamp duty increase? There is a big drive at the moment to re-utilise redundant office space, empty floors above shops, and perhaps the empty shops themselves for residential use. There are lots of opportunities to buy this type of stock at a relatively low …