Atom Bank goes Live for first commercial lending applications!

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We are delighted to announce that we are now able to submit applications to Atom Bank for commercial finance, with immediate effect. We are able to source on a ‘standalone’ basis;

  • Commercial Mortgages
  • Residential Investment Finance
  • Commercial Investment Finance
  • Secured Business Loans

Rates and terms are excellent: Headline Features;

  • LTV 75% max
  • DSC 160% (capital and interest) at pay rate; interest cover 200% at pay rate.
  • Loan term up to 25 years
  • Interest rates are base rate linked and start as low as 2.5%, with many of the deals considered at rates between 3 and 4%. Rates will be applied according to perceived risk.
  • Arrangement fee only 0.75%

Here at Key we have a team of experienced ex-Bank Managers who have direct access to this lenders credit team, and are well placed to mould an application to meet Atom Banks requirements.

Our team of advisers always remain impartial, seeking the best deal for our clients from the whole of the market. Nevertheless, it is clear that with these terms available, Atom Bank are often going to be one of the best choices for many clients.