Most businesses are at some point in their life faced with a deficiency of cash to fund their operations. This can arise for many reasons, including recent seasonality in the business, rapid growth, large projects and important fixed asset purchases. In the last four years, an absolute myriad of funding solutions have sprung up, there are over 100 peer to …
A few of our recent cases
We thought we would share some examples of the cases that we are currently working on. Whether it be a straight forward funding requirement, or something more complex, our team of experienced Consultants can help. Brand new restaurant for two first time Restaurateurs • Clients in their 30’s, both in the industry, one a chef the other a manager/ front …
What is a Business Cash Advance?
With a Business Cash Advance, funders will advance your business around one months’ card takings for any business purpose. That capital, plus a one-off fee agreed at the start, forms the repayable balance you owe back to them. Repayments are taken via the Merchant being sent an agreed % deduction of your daily card sales, only as and when you …
Landlords – New Regulations around EPCs
Many of us are familiar with Energy Performance Certificates (EPC), which were first introduced in 2007 for domestic properties. They are a guide that would-be buyers or tenants get when they look at a property. It shows how efficiently a home uses energy, how this impacts on the cost of running a home and recommendations of how to improve the …
Putting finance in place for property auction purchases
Property auctions continue to be popular for those wanting to buy a property promptly and at a competitive price. We deal with many property developers, landlords and commercial investors to help source the quick finance needed as often full payment for the property is required within twenty eight days from the gavel going down. This makes bridging finance the preferred …
Finance for Start Ups
Starting your own business from scratch is extremely daunting, not least because of the challenges facing you in acquiring sufficient funding for your chosen venture. We could write endlessly about the options, opportunities and pitfalls of starting a business. But an incisive statistic is that around half of all start-ups fail within five years, many of them running out of …
Property Development – How good is your Team?
Development schemes often appear attractive ways of making a lot of money quickly. If you have not undertaken a scheme before, then you should not underestimate the amount of stress, hassle and heartache that you will experience as you progress through the scheme. You will certainly feel like you have earned your profit by the end of it! Having the …
Refurbishment Finance – An update
We are seeing a boom in the refurbishment of redundant buildings. This is fuelled by the increase in residential property values, the demise of the high street retail sector and the ease or even lack of necessary planning consents via “permitted development rights” which have been available over the last few years. So how easy is it to get Refurbishment and …
“To fix or not to fix” – trends and expectations for interest rates
After 10 years without a rise, the Bank of England finally increased interest rates in November 2017. In early February 2018, the Bank said that rates were likely to rise faster than previously expected due to a strong economy and inflation. Indeed, inflation stuck at 3 per cent in January rather than seeing an anticipated fall, adding more weight to …
Crazy Rates for Invoice Finance
The Invoice Finance market has always been a competitive one but now more so than ever. The last few years have seen a lot of new players entering the market. There was a time when invoice finance was the only alternative to a bank overdraft but with lots more innovative finance solutions becoming available we’re finding that lenders are …