£340k loan for a Pharmacy Business!

Key would like to showcase the below Healthcare deal that we have just recently secured. The client is a newly qualified Pharmacist at the age of just 26 years old. The business has been successfully trading for 25 years. The client was seeking a loan for a Pharmacy Business only as they were already operating from leased premises. The clients family has a …

70% LTV secured for Commercial Mortgage Deal!

  Key would like to showcase the below Commercial Mortgage deal which we just recently secured! Our client was a relatively young business in terms of a limited company, with only 2 years fully filed accounts The directors were experienced in the industry and the business had grown rapidly over the last 3 years. They were looking to expand further and …

Update on Interest Rates!

Ground breaking movements in interest rates continue –  in both variable and fixed rates. The latest news of course was the base rate reduction to a record low of 0.25% last week. However, swap rates, and therefore fixed rates are also at record lows – the “clean” five year swap rate is now a staggering 0.48% – that’s less than …

£145k Semi Commercial Property Loan!

As you are aware we are a specialist firm of independent commercial finance advisors and brokers. The combination of our expertise and whole of market access enables us to successfully obtain some amazing deals. The deal set below exceeded even our own expectations. The Client: Small limited company with T/O of £260,000 per annum. In the building trade seeking their …

Self-Build Development Loans & Regulated Commercial Finance!

It is unusual for Commercial finance brokers to carry MCD/Mcob permissions as most brokers carry only consumer credit permissions. We believe that there is a gap in the market for those speciliast products that are regarded as regulated mortgage contracts for example; Regulated self-build development finance Finance for Semi-commercial property where the applicant is to live in the building Regulated …

Suspension of property investment funds- a new opportunity?

You may have heard over the last few days that three major property investment funds operated by Aviva, Standard Life and M & G have been suspended, as investors seek to quickly withdraw funds. This indicates that the fund managers concerned are going to have to sell parts of their portfolios fairly quickly to restore sufficient liquidity to meet investors withdrawal demands. …

Brexit Vote- Impact on the Commercial Finance market!

In his first public speech since the EU referendum result, Chancellor George Osborne announced that Britain was prepared to deal with the uncertainty following its decision to leave the EU. He said the UK has put in place robust contingency plans. As to when Britain would trigger article 50, Mr Osborne stated that this should only happen once we have …

Looking for a Commercial Mortgage for Healthcare?

Are yourself or your client looking for a Commercial Mortgage loan for Healthcare? Key are very excited to tell you about the below case. Client looking to acquire NHS dental practice The client had experience managing a multi surgery practice for a corporate provider They needed the ability to maximise the borrowing facility available, while also being affordable within the cash flow The …

Law firm makes £1m move!

Key are very excited to tell you about the below case. We successfully secured a commercial mortgage loan and assisted our client to complete the transaction in only 6 weeks. The short time scale was due to the property being purchased at auction and we achieved this by using a high street bank. The building is situated in the town …

Specialist Commercial Mortgages

  High street Banks are often the best place to source a Commercial Mortgage, but on occasions have their restrictions. As independent ‘whole of market’ advisors, Key has access to a wide range of other funders and options in addition to the high street lenders that we regularly use. Do yourself or your client require a commercial mortgage which may include one …