Winter is coming but temperatures rise in commercial property!

The EU referendum cast a shadow of uncertainty over the UK’s commercial property market last year, Investor confidence decreased resulting in a number of property funds being temporarily suspended amid an outflow of funding. Almost 18 months on, things are starting to look up for the commercial market. The increased investment in the UK commercial market for the first half …

Are alternative lenders filling the funding gap?

Traditional lenders are struggling to provide many SME’s with the funding that they require. This is due to a combination of stricter banking regulations, the uncertainty around Brexit, and the exacting requirements that high street lenders seek from businesses before they will advance funds. The size of this funding gap is anticipated to be around £22bn. However, and following significant …

Looking for the best deal for a Commercial Property?

Commercial Mortgages are available to owner occupiers of commercial premises, and can be used to buy the premises, or to raise finance for a wide variety of other uses. The lender will assess affordability of the loan repayments by reference to the trading performance and profits of the applicants business that occupies part or all of the premises.  Some lenders …

Continued growth of the Specialist Lending Market!

The Specialist finance market has seen continued growth this year due to the fact that more individuals are not quite meeting the strict criteria of the high street banks for a variety of reasons. Current research by the Intermediary Mortgage Lenders Association (MLA) have revealed that the Specialist Mortgage lenders gross annual lending had grown by 19% each year since …

Could your business benefit from supplier finance?

Here at Key we have access to a lender who offers a revolving credit facility for UK businesses in order to pay for any goods or services that you may require. The facility is not secured against business assets so it works very well alongside other finance. Funding is accessed by settling supplier invoices via an online platform. Credit limits …